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Guernsey Home Loans

Following the decision by the Monetary Policy Committee to increase the Bank of England base rate, we have undertaken a review of our current mortgage interest rates. This has resulted in the decision to increase our Guernsey Home Loans Residential and Buy To Let Standard Variable Rates by 0.25%, effective 1 September 2018 for new and existing customers.

If you have a mortgage with us that is linked to either the Bank of England base rate or the Bank's residential or Buy to Let Standard Variable rates, then your payments will change. We will write to you confirming your new monthly payment before 1 September 2018. Please read FAQs here.

With effect from 28 July 2017, we will no longer lend to new customers in Jersey and Guernsey.


Whilst we will not accept new loan requests, we will continue to offer product transfers through our Choices scheme, as well as further advances for existing eligible borrowers.

We will also look to support residential customers that wish to transfer their mortgage to a new property.

If you require any further information, please contact your Business Development Manager in the first instance.

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